1. Are payouts now instant?

Yes and no.

Most of the mobile_money payouts are instant, 90% of most of the time. The other lag is based on the speed of the service provider/operator enabling the payout. However, our system releases them instantly to be processed and paid out. For some countries like South Africa. Our partner could take 2-4 days for the transaction to complete or reflect as complete in our system.

But most of the partners will complete the bank payout between instant e.g Nigeria and one day.