Bank

To collect funds using Bank, follow the steps below

1. Set Payment Method

BANK is the value to be set for the parameter, method in the request collection body. For Hosted Payment Page payments, we expect you to provide a, redirect_url where we will redirect the customer when they complete or cancel the transaction once you have redirected them to the payment_url we will return.

Sample Request Body

{
  ...
  "method": "BANK",
  "redirect_url": "https://my-domain.com/redirect_url"
  ...
}

2. Expect Payment Link

payment_url will be returned which you will redirect the customer to complete the payment

Sample Response Body

{
  ...
  "payment_url": "https://sandbox.dusupay.com/v1/completepayment",
  ...
}

3. Redirect customer

Whenever a payment_url is returned in any response body, you are expected to redirect the customer to it for them to be able to complete the transaction initiated.

Bank Collection API

POST https://sandbox.dusupay.com/v1/collections

Headers

Name	Type	Description
Content-Type*	String	application/json

Request Body

Name	Type	Description
api_key*	String	Obtained from merchant account setting
currency*	String	You can use your home currency when making requests. e.g USD You will receive your funds at the market rate into your merchant sub-account account.
amount*	Int/Double	2 decimal places allowed for double.
method*	String	BANK
provider_id*	String	Get the list of providers from Payment OptionsAPI
merchant_reference*	String	The UNIQUE reference for this transaction generated by your system. A unique string value should be sent for every attempt. 4 to 36 character
narration*	String	Use this to add a brief description or comment on the transaction. 4 to 64 character
redirect_url*	String	Url e.g https://yourdomain.com redirect to for payment methods that would return a payment link: online banking methods, visa 3d and any other that require input via a web interface.
account_name	String	Helps to easily lookup customer transactions.
account_email	String	Used to email customer. Helps to easily lookup customer transactions.
user_id	String	This uniquely identifies the client on your system. A client is expected to have the same identifier for every transaction made by them. This is to allow for fraud detection.

202: Accepted

{
    "code": 202,
    "status": "accepted",
    "message": "Transaction Initiated",
    "data": {
        "id": 615609,
        "request_amount": 7,
        "request_currency": "USD",
        "account_amount": 4261.7404,
        "account_currency": "NGN",
        "transaction_fee": 149.1609,
        "total_credit": 4112.5795,
        "provider_id": "bank_ng",
        "merchant_reference": "xxxxxxxx2",
        "internal_reference": "DUSUPAY5FNZF4GL9WDF41W",
        "payment_url": "https://sandbox.dusupay.com/v1/complete-payment/DUSUPAY5FNZF4GL9WDF41W/bank",
        "transaction_status": "PENDING",
        "transaction_type": "collection",
        "message": "Transaction Initiated",
        "instructions": [],
        "customer_charged": false
    }
}

422: Unprocessable Entity

{
    "code": 422,
    "status": "error",
    "message": "Parameter 'amount' should be a value between NGN 380 and NGN 380,000",
    "data": {}
}